With over 20 years experience, Linda Thomas will help you get the best mortgage loan for you!

When you decide to buy, build or refinance, it's a big step. You can trust me to find the loan program that's best for you.  I am a Licensed Loan Originator (NMLS ID # 173886).  I specialize in working with FIRST TIME HOMEBUYERS in Maryland and with CONSTRUCTION PERM LOANS.  I pride myself in getting you the right mortgage with the best rate and educating you throughout the process.  Call me today at (410) 688-5386. 

I Love BRAC Buyers!  I am familiar with BRAC Buyer's needs and the forms for reimbursement after closing!  Let me help you through your move to Maryland!

Scroll to the bottom for information on how to Apply On-Line.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust me to find the mortgage loan that best fits your needs. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house!  I can help you get there.  If you are a First Time Homebuyer, call today for a FREE First Time Homebuyer Education Guidebook.

Building a new home is exciting - - and a huge accomplishment.  Constrution Loans are very involved and I will take the time to explain each step.  I will give you a Good Faith Estimate that explains how much money you need upfront (if any) and how much when the house is done when you modify to your permanent mortgage.  Call today for a FREE Construction Loan Guidebook!

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! I will make it easy and worry-free to reduce your interest rate and monthly payment. I can even help you pay down your balance more quickly for a comparable monthly payment.

I will give you the personal attention you deserve and treat you with the respect due a valued customer. I understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. So I make a commitment to you. I will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

To apply for your mortgage on-line, go to www.gofirsthome.com/linda_thomas and look for the computer graphic to the right of my name that says "Apply On-line with me!" and your confidential information will come straight to me. 

Please navigate my website to learn more about me, what I can do for you and how easy it is to get started.